Description:Neon - Money Talks is a social money and expense tool that turns conversations about money into quick actions. It combines chat, bill splitting, and smart tracking so friends, roommates, and teams can agree, split, and settle without friction. Key features include chat-first bill splitting with equal or custom shares, clear who-owes-who balances with automatic reminders, and spending insights with categories and trends. Ideal for trips, shared households, clubs, and small teams, it helps you stay organized and on budget. Designed for simplicity and privacy, with fast setup and easy sharing. Keywords include bill split, expense tracker, budget manager, social money app, and spending analytics.
How to use:1. Download and sign up with your email or phone, then complete your profile and enable contacts if you want to invite friends easily.
2. Create or join a chat for a roommate group, trip, or event, set the currency, and add participants.
3. Add an expense by entering the amount, category, and who is involved, then choose equal, shares, or custom splits and optionally attach a receipt photo.
4. Review balances to see who owes whom, send reminders, and settle up using your preferred payment method, recording the payment in the app if needed.
5. Check insights to track categories and trends, export summaries for your group, and adjust notifications and privacy in settings.